Stemhealth was founded by a 4th generation broker with a family legacy of leading the health insurance industry. Blending modern technology with years of know-how to offer simple, online health insurance options.
An unbiased online insurance agency, making it easier to find the right plan in today's chaotic insurance market.
Stemhealth opens for business in 49 US States.
Thousand of different insurance plans that will fit your needs.
Different insurance companies to choose from
World-class health insurance products, catering to individuals and employers.
Our Story
Stemhealth was founded by a 4th generation broker with a family legacy of leading the health insurance industry. Blending modern technology with years of know-how to offer simple, online health insurance options.
Your needs come first. We’ll ask a few simple questions—like who the coverage is for, whether you have specific medical needs like certain doctors or medications, and other details. This helps us uncover potential savings and provide suggestions as you shop.
Step 01
Easily compare and filter plans by cost, coverage, savings, doctor networks, and more. Find the plan that fits your needs best.
Step 02
Once you’ve found the right plan, follow the simple steps to enroll online. We ensure the process is smooth and easy from start to finish, with help available if you need it.
Step 03
Joe is very good to work with, answers concerns and helped get affordable health coverage; promptly replies to any questions, a great experience!
Joe Barnes has been so very helpful to us as small business owners having to navigate our own health insurance. He answers all of our questions and gives us all the information and options we need to make the best decision for us.
Joe & Lorraine really helped me to navigate the marketplace and patiently answered all the questions I had. Made it easy.
I was referred to work with Joe Barnes for my health insurance needs and it’s been so easy. I let him know what I needed and he found the best plan for me and could answer every question I had. I would absolutely recommend him
Joe was amazing, helping during our transition. I am so thankful!
Joe was fantastic in helping my wife and I find a health insurance plan that made the best sense for us. He answered all of our questions and concerns in a quick timely manner and helped us step by step in completing the application. We will definitely be working with him in the future!
Joe has been a great help to me the last 5 years. He is always helpful and willing to answer any questions I have
Great experience during a difficult time. So grateful to Joe Barnes and the team for their exceptional service and expertise.
Joe was extremely helpful and willing to answer all questions always!
We really appreciated a knowledgeable person that was not pushy to help find the best insurance for my husband!
Super easy process and any questions were thoroughly explained.
Joe have been very helpful every time we need him, answering all our questions about the health insurance. Highly recommended if you need help with your health insurance
Joe Barnes has been very helpful in these tough times of me losing my job. He found me an affordable plan for both myself and my daughter. I am very grateful of his services.
Joe was incredibly helpful in my search for my health, dental and vision insurance. Highly recommend.
Joe Barnes went above and beyond to help me throughout the years. He is a kind, caring, and honest person who will do what’s best by you and your family.
Joe is very good to work with, answers concerns and helped get affordable health coverage; promptly replies to any questions, a great experience!
Joe Barnes has been so very helpful to us as small business owners having to navigate our own health insurance. He answers all of our questions and gives us all the information and options we need to make the best decision for us.
Joe & Lorraine really helped me to navigate the marketplace and patiently answered all the questions I had. Made it easy.
I was referred to work with Joe Barnes for my health insurance needs and it’s been so easy. I let him know what I needed and he found the best plan for me and could answer every question I had. I would absolutely recommend him
Joe was amazing, helping during our transition. I am so thankful!
Joe was fantastic in helping my wife and I find a health insurance plan that made the best sense for us. He answered all of our questions and concerns in a quick timely manner and helped us step by step in completing the application. We will definitely be working with him in the future!
Joe has been a great help to me the last 5 years. He is always helpful and willing to answer any questions I have
Great experience during a difficult time. So grateful to Joe Barnes and the team for their exceptional service and expertise.
Joe was extremely helpful and willing to answer all questions always!
We really appreciated a knowledgeable person that was not pushy to help find the best insurance for my husband!
Super easy process and any questions were thoroughly explained.
Joe have been very helpful every time we need him, answering all our questions about the health insurance. Highly recommended if you need help with your health insurance
Joe Barnes has been very helpful in these tough times of me losing my job. He found me an affordable plan for both myself and my daughter. I am very grateful of his services.
Joe was incredibly helpful in my search for my health, dental and vision insurance. Highly recommend.
Joe Barnes went above and beyond to help me throughout the years. He is a kind, caring, and honest person who will do what’s best by you and your family.
We understand that choosing the right health insurance can feel overwhelming. That’s why we’re here to make things simple. Whether you’re wondering about costs, coverage, or how to get started, we’ve got the answers you need to feel confident in your decisions.
Yes, our services are completely free to use. We’re here to help you find the best coverage without adding any extra costs.
We take the time to understand your unique situation—whether it’s your health needs, preferred doctors, medications, or budget. Using this information, we compare options across trusted providers to recommend the plan that fits you best.
In today’s market, health insurance can be confusing, and people need help finding the right plan. We make it simple by offering a variety of coverage options in one place, so you can potentially save money and get the care you need.
Our support doesn’t stop once you’re enrolled. We offer an annual review of your plan to make sure it still meets your needs. We’re also here to answer questions, resolve issues with your insurance carrier, help you get ID cards, and more. Whatever you need, we’re just a call or click away.
We carefully analyze all your options to maximize savings, whether it’s through premium tax credits, cost-sharing reductions, or exploring different plan structures, including those available through employers. Our goal is to ensure you’re getting the best coverage at the best price.