Accidents can happen when you least expect them. An accident insurance plan provides financial support to help you recover and manage unexpected expenses. Here’s how it can make a difference for you and your family:
Accident insurance helps cover costs related to unexpected injuries. Find answers to common questions and see how it can work for you and your family.
Yes, accident insurance plans allow you to add coverage for your spouse and dependents. Family plans provide a convenient way to ensure everyone is protected in case of unexpected injuries.
The cost of accident insurance depends on factors like your age, location, coverage level, and the number of people being insured. Typically, plans start at $10-$50 per month. To get an accurate rate, don’t guess—shop plans in less than 2 minutes by entering your zip code at the top of the page.
Medical insurance helps cover healthcare costs, but it often comes with high deductibles and out-of-pocket expenses. Accident insurance provides cash benefits to help cover these costs and other expenses not covered by your health plan.
Accident insurance coverage options typically include cash benefits ranging from as low as $2,500 to as high as $17,500 per accident. Many plans also offer additional benefits, such as hospitalization coverage, accidental death payouts, telemedicine access, and more.
Filing a claim is simple. Email support@stemhealth.com to request a claim form. Fill out the form with details about your accident and include any required documents, such as medical bills or a report. Submit the completed form directly to your provider, and they will review and process your claim.
Accidents can happen when you least expect them. An accident insurance plan provides financial support to help you recover and manage unexpected expenses. Here’s how it can make a difference for you and your family:
Accident insurance helps replace income if you can’t work due to an injury.
Receive cash benefits to cover everyday expenses like groceries or bills while you recover.
Cover high deductibles, co-pays, or other medical expenses not covered by your health plan.
Use cash benefits for desired home upgrades, repairs, or modifications while recovering.
Use your cash benefits for anything you need—whether it’s medical costs or something entirely different.
Put your cash benefits toward a well-deserved vacation after an accident.
Understand the simple process of accident insurance
When an accident happens, you might face unexpected medical expenses or other financial needs. This is where accident insurance steps in, offering you support to ease the financial burden.
From hospital stays to emergency room visits, accident insurance helps cover the medical costs so you can focus on recovery instead of expenses.
Once you’ve filed a claim, you’ll receive cash benefits directly. Use these funds for medical bills, daily expenses, or any other financial needs you choose. It’s your cash to use as needed.
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